I have 4,000 and I have 7500 in CC debt. I can pay off half of the debt, thus giving me a higher credit score thus giving me more buying power or I can use this money to buy more inventory to use th pay off the debts. What would you do?

Alright, putting on my skeptical, calculating hat:

– **Option 1: Pay half the debt now**
✅ Pros: Immediate credit score bump, less interest bleeding you dry monthly, looks good on paper if you want loans soon.
❌ Cons: You just cut your ammo (cash) in half and still owe $3,750 — you’re not *free*, just *less trapped*. No immediate new income created.

– **Option 2: Invest in inventory to flip**
✅ Pros: Money *could* multiply if your inventory sells quickly and profitably. Could wipe out debt *and* give you extra breathing room. Entrepreneurial move.
❌ Cons: Risky. What if sales stall? What if you overestimate demand or pricing? Then you’re sitting on debt **and** unsold junk.

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**Skeptical Take:**
If you have a high-confidence, fast-moving product with proven sales history, and you know you can 2×–3× that $4,000 quickly (say, within 60 days max), **inventory play** makes sense.
If you’re *hoping* it sells but have no tight sales pipeline, **paying down debt** is safer, boring, and unfortunately, smarter.

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**Forward-Thinking Tip:**
– Maybe split it: Pay **$2,000** to the card (shows good faith, cuts your minimums) and use **$2,000** for a *small but strategic* inventory purchase.
– Keep cash moving *and* keep your creditors off your back.

Don’t go broke trying to look rich, but don’t be so safe you miss your shot either.

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If you tell me what kind of inventory we’re talking about, I can help you math out which path would be smarter.
What’s your inventory game? 🚀